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Pet Care Financing Options Available

Pet Care Financing Options Available
September 29, 2026

Did you know Redwood Animal Hospital offers financing options like CareCredit and ScratchPay to help make veterinary care more manageable? 

Understanding Your Veterinary Financing Options 

We know that unexpected surgeries or treatments can be stressful, not just for your pet, but for your budget too. Unexpected veterinary costs can catch anyone off guard, and we want you to know that cost doesn't have to stand between your pet and the care they need.   

How Financing Made a Difference for Our Client 

We recently had a patient who needed a mass removal surgery. The owner was ready to move forward with the recommended procedure but had some concerns about taking on the full cost of an unexpected surgery all at once.  

Our team walked through the financing options available. After exploring what made sense for their situation, they applied for a payment plan, were approved, and were able to move forward with their pet's surgery without the added financial stress. Their pet got the care they needed, and they left with real peace of mind. 

What Are Your Pet Financing Options? 

If you've never had to use pet financing before, here's a quick breakdown of what's available to you: 

  • CareCredit - A healthcare credit card that can be used specifically for veterinary expenses (as well as many other medical costs). It often offers promotional financing, such as no-interest periods if paid in full within a set timeframe and can be used for both planned and unexpected care. 

  • ScratchPay - Offers straightforward payment plans without the need for a traditional credit card. Approval is typically fast, and plans are designed to fit a range of budgets and credit histories. 

  • Pet Insurance - Works differently from financing; instead of helping you pay for a cost after it happens, insurance can reimburse you for eligible expenses after the fact, depending on your plan and coverage. Enrolling before your pet has a health issue is generally the best way to maximize its usefulness. 

How the Process Typically Works 

  • If cost is a concern, our team can walk you through financing options that may fit your situation. 

  • You apply directly through the provider (CareCredit or ScratchPay) 

  • If approved, you can move forward with your pet's care and pay over time according to your plan's terms. 

We're Here to Help 

If cost is ever a concern for you, please don't hesitate to bring it up with our team or give us call at (510) 582-1136. Ask us about our financing options, or learn more here to see if CareCredit, ScratchPay, or Pet Insurance might be a good fit for you and your pet. 

Redwood Animal Hospital